Poverty goes beyond a lack of money

Poverty affects people across multiple dimensions, and the disadvantages can stack up. If you’re Hispanic or black and have one disadvantage, you’re more likely than your white peers to have additional disadvantages.

• Limited education Lacking – at minimum – a high school diploma
• Poor locale Living in an area where more than one in five are poor
• Low income Living in a household below 150% of the federal poverty line
• Unemployment Living in a household where nobody is employed
• No health insurance Lacking health insurance coverage (public or private)

Risk of having multiple disadvantages by race

Number of Disadvantages	White to black Ratio	White to Hispanic Ratio
1	2x	2x
2	2x	3x
3	3x	4x
4	4x	5x
5	5x	5x